SOUND ADVICE
Before you buy – always shop around. There is a huge difference in
premiums from one insurance provider to the next. We have a team of
specialists who know how to get the best deal for their clients.
If you don’t want to shop around –
we will do this for you.
Get the timing right before you cancel an existing policy. Wait
until all your documents are signed, sealed and received from the
new insurer before you cancel previous policies. Don’t get caught
out.
Consider getting your life insurance policy written 'in trust'.
Placing a policy in trust is simple and is usually a free service.
You could save hundreds of thousands of pounds in inheritance tax by
taking precautions at the time of starting your policy.
Finally, never ever withhold vital information on application forms.
Any non disclosure will be treated with the utmost severity by
insurers who will refuse to pay out.
If
you do have any issues it is worthwhile actually explaining this on
a separate piece of paper. Make a clear note explaining any issues
and advise you do not object to GP records being reviewed etc.
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