Consider whether the amount insured cover debts such as loans etc
Also bear in mind that you may already have a level of cover with
your employer or through your Union.
You may need to cover education fees for your children
If
you are single or do not have any children or outstanding debts,
life insurance is unlikely to be necessary, but you may wish to
explore Critical Illness Cover or Income Protection. This cover is
more specific top your needs.
You are far more likely to suffer ill health than to die during your
working life.
C
